Monthly plan credits reset each billing cycle — they do not roll over. PAYG packs, however, never expire as long as your subscription is active.

The API returns a 402 with quota_exceeded in the response. No silent overages. You’ll receive an email warning at 80% usage. Enable PAYG auto-refill, buy a one-time credit pack, or upgrade — all done in under two minutes from the dashboard.

Batch requests bill 1.00 credit for the first item and 0.70 for each additional item in the same call—cheaper than sending each post as its own single request (1.00 each), with fewer HTTP round-trips. For pipelines processing more than a few posts, batching is the right choice.

FinSignals was fine-tuned on 50,000 labeled examples from financial social media, specifically including Reddit vernacular, emoji, slang (DD, diamond hands, 🚀), and sarcastic inversion. Benchmark targets: sentiment macro F1 ≥ 0.82, directionality F1 ≥ 0.78, quality F1 ≥ 0.85.

Cancel any time — no notice period, no cancellation fee. Your plan stays active until end of billing period. Any unused PAYG credit pack balance remains valid for 90 days after cancellation.

Request payloads are not stored by default. They are processed in memory and discarded after the response. We log only metadata (request ID, timestamp, key ID, credit count) for billing.

The free tier is the trial — 1,000 credits per month, all endpoints unlocked, no credit card, no time limit. If you need a larger evaluation run, reach out at hello@finsignals.ai.